![Saiban-capital-final-[Recovered]](https://saibancapital.com/wp-content/uploads/2025/07/Saiban-capital-final-Recovered.png?1758307419)
PRIVACY POLICY
At Saiban Capital, we are committed to protecting your personal data and ensuring your privacy is respected. This Privacy Policy describes how we collect, use, process, and safeguard your information when you visit or interact with our website saibancapital.com
When you apply for any of our services, we may collect personal details including your full name, contact number, email address, PAN, Aadhaar number, bank statements, and salary slips. This information may be provided by you through online forms, WhatsApp, phone conversations,
or during direct communication with our team. Please note that we do not collect your IP address or browser/device-specific data.- Your personal data is used strictly for the purpose of processing your application for loans, insurance, or credit card products. We do not use this data for unsolicited marketing purposes, nor do we sell or trade your personal data with any advertising platforms. Data shared with us is solely used to assess your eligibility and submit your profile to suitable partner institutions.
- We may share your personal data with third-party banks, NBFCs, and financial institutions with whom we have a formal partnership, only for the purpose of processing your loan, credit card, or insurance request .These institutions have their own privacy and data handling policies, and we ensure that we work only with trusted and compliant partners.
- Saiban Capital uses secure technology and best practices to protect your personal data from unauthorized access, alteration, disclosure, or destruction. Access to your data is limited to authorized employees and partners involved in processing your application, and all such persons are bound by confidentiality.
- You have full rights to access, correct, or delete your personal information stored with us. You can also withdraw your consent at any time. For any such requests, please contact us via email at info@saibancapital.com We aim to respond to all data-related queries within a reasonable timeframe.
- Our website uses Google Analytics and Facebook Pixel to monitor traffic and improve user experience. These tools may track user behavior anonymously, but no personal identifiers are shared or stored through these cookies. Users may choose to disable cookies through their browser settings if they wish.
- Our services are intended only for users aged 18 and above. We do not knowingly collect information from minors. If we discover that we have advertently received data from a user under the age of 18, we will delete that data from our records immediately.
- All legal matters arising under this policy are subject to the jurisdiction of the courts located in Thane/Mumbai, Maharashtra .If you have questions or grievances regarding our privacy practices please contact our Grievance Officer:
Grievance Officer
Saiban Capital
Cosmos Tower, Office No. 8, 1st Floor, Near Majiwada, Thane (W) – 400601
Email: info@saibancapital.com
Phone: 8127727747
This policy is subject to change, and any updates will be posted on our website. We recommend that users revisit this page periodically to stay informed.
TERMS AND CONDITIONS
- Welcome to Saiban Capital’s official website. By accessing or using , you agree to abide by the following terms and conditions. Please read them carefully before proceeding.
- Saiban Capital acts as a Direct Selling Agent (DSA), connecting customers with various third party financial institutions. We assist in the application process for loans (including personal, home, business ,commercial, gold, auto, education, mortgage, and machinery loans), insurance (life, health, and general), and credit card services. We do not directly provide or underwrite any of these products.
- All final decisions regarding your application, including approval, interest rate, documentation and disbursement, are made solely by our partnered banks, NBFCs, or insurance companies. Saiban Capital does not influence or control the terms set by these third-party institutions and is not liable for their actions, decisions, or delays.
- As a user, you agree to provide complete and truthful information while applying for any service. Submitting incorrect or fraudulent data may result in your application being rejected, and in serious cases, legal action may be pursued by the respective institutions.
- Saiban Capital does not charge users any direct fees for submitting an application through our website. All our services are provided free of cost to customers. If any person or entity claims to represent us and asks you for a payment, please report it to us immediately at info@saibancapital.com.
- We make every effort to ensure that the information on our website is accurate, current, and helpful. However, we are not responsible for any errors, outdated content, or inaccuracies. Users are advised to independently verify any information before making financial decisions .These terms may be revised or updated at any time without prior notice.
- By continuing to use our website after changes are made, you indicate your acceptance of the updated terms. All disputes related to our services, terms, or website shall fall under the jurisdiction of the courts located in Thane/Mumbai.
DISCLAIMER
- Saiban Capital is a Direct Selling Agent (DSA) and not a direct provider of loans, insurance, or credit cards. We facilitate connections between users and legally authorized financial institutions.
- All financial offers, rates, and decisions are solely the responsibility of the respective banks, NBFCs, or insurance companies. Saiban Capital does not provide any guarantees related to approval, processing time ,interest rates, or final disbursement.
- The content on our website is for general informational purposes only .Nothing on the site constitutes professional financial advice. You are encouraged to consult directly with financial institutions or certified advisors before taking any financial decision.
- While we strive to maintain the accuracy of our content, we cannot guarantee that all information is always up-to-date. Saiban Capital is not liable for any losses or consequences that may arise from reliance on the content presented on our website.