Saiban Capital

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EMI Calculator For Commercial Loan

We offer flexible EMI options so you in no way experience the pinch.

  • Choose tenure: 1 to 30 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI: ₹0

Total Interest: ₹0

Total Payment: ₹0

Key Features of Our Commercial Loans

  • Loan Amount: Avail loans based totally on your property price and financial profile
  • Tenure Options: Flexible from 5 to fifteen years
  • Interest Rates: Starting from competitive marketplace rates
  • Loan Purpose: Purchase, renovate, or enlarge workplace/retail/commercial spaces
  • Balance Transfer Facility: Lower hobby and EMI by way of shifting your existing commercial mortgage

Enjoy a continuing revel in with 0 hidden fees and 100% transparency.

Commercial Loans Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

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✅ Eligibility Criteria for Commercial Loan

Be 21 years or older (at mortgage application time)
Be a Salaried Individual, Self-Employed Professional, or Business Owner
Have a stable earnings and top credit history
Own or plan to shop for a commercial property (office, store, warehouse, and so on.)
Have legitimate KYC documents and income proofs

📄 Documents Required for Commercial Property Loan

Here are the not unusual documents for domestic loan approval:

  • Aadhaar Card / PAN Card / Passport (Identity Proof)
  • Voter ID / Utility Bill / Driving License (Address Proof)
  • 2 Passport-size Photos
  • Self-hired: ITR, Balance Sheet, P&L statements
  • Property Papers: Agreement, title deed, and authorized plans

The technique is completely virtual and secure to your comfort.

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Fees and Charges for Commercial Loan

The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:

Particulars

Charges

Loan Processing Fees

0.25% to 2% of Loan Amount

Loan Cancellation

Nill - 5% (according to Bank/NBFC)

Stamp Duty Charges

As per the Value of the Property and State Tax

Legal Fees

As per actual

Penal Charges

Usually 2% per month

EMI / Cheque Bounce Charges

Approx 500/-

FAQ'S

1-What is a Commercial Property Loan?

A business assets mortgage is a secured mortgage that allows people or businesses to purchase or renovate office, retail, or commercial homes. The assets is stored as collateral.

2. Who can follow for a commercial loan?

Both salaried and self-hired individuals, experts, and business entities can observe, difficulty to eligibility and documentation.

3. Can I transfer my present day commercial mortgage to Saiban Capital?

Yes! We offer Balance Transfer offerings with decrease hobby fees and clean processing.

4. How lengthy does loan approval take?

With complete documents, approval can happen in as little as seventy two hours.

✅ Eligibility Criteria for Commercial Loan

Be 21 years or older (at mortgage application time)
Be a Salaried Individual, Self-Employed Professional, or Business Owner
Have a stable earnings and top credit history
Own or plan to shop for a commercial property (office, store, warehouse, and so on.)
Have legitimate KYC documents and income proofs

Key Features of Our Commercial Loans

  1. Loan Amount: Avail loans based totally on your property price and financial profile
  2. Tenure Options: Flexible from 5 to fifteen years
  3. Interest Rates: Starting from competitive marketplace rates
  4. Loan Purpose: Purchase, renovate, or enlarge workplace/retail/commercial spaces
  5. Balance Transfer Facility: Lower hobby and EMI by way of shifting your existing commercial mortgage

EMI Calculator for Commercial Loan​

We offer flexible EMI options so you in no way experience the pinch.

  • Choose tenure: 1 to 5 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI: ₹0

Total Interest: ₹0

Total Payment: ₹0

Documents Required for Commercial Loan

  1. Personal Documents
  2. Aadhaar Card / PAN Card / Passport (Identity Proof)
  3. Voter ID / Utility Bill / Driving License (Address Proof)
  4. 2 Passport-size Photos
  5. Financial Documents
  6. Last 6 months’ bank statements
  7. Income Tax Returns (ITR) of closing 2 years
  8. Salary Slips (for salaried)
  9. Business registration files & financials (for self-hired)
  10. Property Documents
  11. Title Deed / Agreement to Sale
  12. Property Tax Receipts
  13. Approved Building Plan

1. What is a Commercial Property Loan?

A business assets mortgage is a secured mortgage that allows people or businesses to purchase or renovate office, retail, or commercial homes. The assets is stored as collateral.

2. Who can follow for a commercial loan?

Both salaried and self-hired individuals, experts, and business entities can observe, difficulty to eligibility and documentation.

3. Can I transfer my present day commercial mortgage to Saiban Capital?

s! We offer Balance Transfer offerings with decrease hobby fees and clean processing.

4. Can I practice collectively for a domestic loan?

Yes, making use of with a co-applicant improves eligibility and offers tax advantages.

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