Saiban Capital

Top Features of Our Business Loans

Business Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

EMI Calculator for Business Loan

We offer flexible EMI options so you in no way experience the pinch.

EMI Calculator

Monthly EMI:0

Total Interest:0

Total Payment:0

Business Loan Eligibility Criteria

Criteria Requirement Age 21 to sixty five years Business Vintage Minimum 2 years in operation Annual Turnover ₹10 Lakhs and above Credit Score 650+ Business Type Sole Proprietorship, Partnership, Pvt Ltd, LLP

Tip: A healthy credit profile boosts your business loan eligibility immediately.

Documents Required for Business Loan

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Fees and Charges for Business Loan

The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:

Particulars

Charges

Loan Processing Fees

0.25% to 2% of Loan Amount

Loan Cancellation

Nill - 5% (according to Bank/NBFC)

Stamp Duty Charges

As per the Value of the Property and State Tax

Legal Fees

As per actual

Penal Charges

Usually 2% per month

EMI / Cheque Bounce Charges

Approx 500/-

FAQ'S

Q1. Can I get a commercial enterprise loan with out ITR?

Yes, however best in case you're applying for a small quantity or produce other robust monetary proofs.

Q2. How lengthy does it take to disburse the mortgage?

Usually 2 to three operating days if files are whole.

Q3. Is collateral required?

No, our enterprise loans are unsecured, so no collateral is needed.

Q4. Can I get a loan with a low credit rating?

Yes, but the loan quantity or fee may range. A rating above 650 is preferred.

Q5. What is the max mortgage I can get for a small business?

You can arise to ₹50 Lakhs depending to your profile, earnings, and business history.

Business Loan Eligibility Criteria

Criteria Requirement Age 21 to sixty five years Business Vintage Minimum 2 years in operation Annual Turnover ₹10 Lakhs and above Credit Score 650+ Business Type Sole Proprietorship, Partnership, Pvt Ltd, LLP

Tip: A healthy credit profile boosts your business loan eligibility immediately.

Documents Required for Business Loan ​

We offer flexible EMI options so you in no way experience the pinch.

EMI Calculator for Business Loan

We offer flexible EMI options so you in no way experience the pinch.

  • Choose tenure: 1 to 5 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI:0

Total Interest:0

Total Payment:0

Top Features of Our Business Loans ​

Q1. Can I get a commercial enterprise loan with out ITR?

Yes, however best in case you're applying for a small quantity or produce other robust monetary proofs.

Q2. How lengthy does it take to disburse the mortgage?

Usually 2 to three operating days if files are whole.

Q3. Is collateral required?

No, our enterprise loans are unsecured, so no collateral is needed.

Q4. Can I get a loan with a low credit rating?

Yes, but the loan quantity or fee may range. A rating above 650 is preferred.

Q5. What is the max mortgage I can get for a small business?

You can arise to ₹50 Lakhs depending to your profile, earnings, and business history.

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