Saiban Capital

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Features of Our Car Loans

Get your dream automobile with the energy of smooth automobile loans and flexible EMIs.

  • Loan Amount: ₹1 Lakh to ₹50 Lakhs
  • Tenure: 12 to eighty four months
  • Car Loan Interest Rate: Starting from eight.75% p.A.
  • Up to one hundred% on-street price financing
  • Quick disbursal within 24-48 hours

Car Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

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EMI Calculator for Car Loan

We offer flexible EMI options so you in no way experience the pinch.

  • Choose tenure: 1 to 5 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI: ₹0

Total Interest: ₹0

Total Payment: ₹0

Car Loan Eligibility Criteria

Criteria Salaried Self-Employed Age 21 to 60 years 25 to 65 years Income ₹20,000/ month (min)₹2.Five Lakhs/ year (min) Employment/ Vintage6 months in present day job 2 years in busines sCredit Score 650+ 650+

Meeting these vehicle loan eligibility norms facilitates make certain quicker approval and better prices.

Documents Required for Car Loan

  • Keep the subsequent equipped to use for a automobile mortgage:
  • Identity Proof: Aadhaar, PAN, Passport
  • Income Proof:
  • Salaried: Salary slips, bank assertion
  • Self-employed: ITRs, bank statements
  • Vehicle Details: Proforma invoice or quotation

Fees and Charges for Car Loan

The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:

Particulars

Charges

Loan Processing Fees

0.25% to 2% of Loan Amount

Loan Cancellation

Nill - 5% (according to Bank/NBFC)

Stamp Duty Charges

As per the Value of the Property and State Tax

Legal Fees

As per actual

Penal Charges

Usually 2% per month

EMI / Cheque Bounce Charges

Approx 500/-

FAQ'S

Q1. Can I get a car loan without earnings proof?

Most creditors require income proof, but some can also don't forget robust financial institution statements or co-candidates.

Q2. How a great deal time does it take to approve a automobile mortgage?

Usually between 24 to forty eight hours if documents are whole.

Q3. What is the maximum vehicle loan tenure?

Up to 7 years (eighty four months) for each new and used vehicles.

Q4. Can I get a mortgage for a 2nd-hand automobile?

Yes, you could practice for a used automobile mortgage with as much as ninety% financing.

Q5. Is down payment obligatory?

It depends at the lender, but many offer 100% financing for new vehicles.

Car Loan Eligibility Criteria

Criteria Salaried Self-Employed Age 21 to 60 years 25 to 65 years Income ₹20,000/ month (min)₹2.Five Lakhs/ year (min) Employment/ Vintage6 months in present day job 2 years in busines sCredit Score 650+ 650+

Meeting these vehicle loan eligibility norms facilitates make certain quicker approval and better prices.

Documents Required for Car Loan

  • Loan Amount: ₹1 Lakh to ₹50 Lakhs
  • Tenure: 12 to eighty four months
  • Car Loan Interest Rate: Starting from eight.75% p.A.
  • Up to one hundred% on-street price financing
  • Quick disbursal within 24-48 hours

EMI Calculator for Carr Loan

  • Choose tenure: 1 to 5 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI: ₹0

Total Interest: ₹0

Total Payment: ₹0

Features of Our Car Loans ​

✔️ Loan Amount: ₹1 Lakh to ₹50 Lakhs

✔️ Tenure: 12 to eighty four months

✔️ Car Loan Interest Rate: Starting from eight.75% p.A.

✔️ Up to one hundred% on-street price financing

✔️ Quick disbursal within 24-48 hours

Get your dream automobile with the energy of smooth automobile loans and flexible EMIs.

Q1. Can I get a car loan without earnings proof?

Most creditors require income proof, but some can also don't forget robust financial institution statements or co-candidates.

Q2. How a great deal time does it take to approve a automobile mortgage?

Usually between 24 to forty eight hours if documents are whole.

Q3. What is the maximum vehicle loan tenure?

Up to 7 years (eighty four months) for each new and used vehicles.

Q4. Can I get a mortgage for a 2nd-hand automobile?

Yes, you could practice for a used automobile mortgage with as much as ninety% financing.

Q5. Is down payment obligatory?

It depends at the lender, but many offer 100% financing for new vehicles.

Quick Enquiry