Saiban Capital

EMI Calculator for Home Loan

We offer flexible EMI options so you in no way experience the pinch.

EMI Calculator

Monthly EMI:0

Total Interest:0

Total Payment:0

Features of Our Home Loans

Enjoy a continuing revel in with 0 hidden fees and 100% transparency.

Home Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

Home Loan Eligibility Criteria

Before you follow, ensure you meet these fundamental home loan eligibility necessities:

Category Salaried Self-Employed Age 23 – 60 years 25 – sixty five years Income ₹25,000/ month (min) ₹three Lakhs/year (min) Work Stability 1 yr in cutting-edge job 3 years in business Credit Score 700+seven hundred+

A precise credit history increases your probabilities of approval.

Documents Required for Home Loan

Here are the not unusual documents for domestic loan approval:

The technique is completely virtual and secure to your comfort.

Schedule a Free Consultation

Fees and Charges for Home Loan

The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:

Particulars

Charges

Loan Processing Fees

0.25% to 2% of Loan Amount

Loan Cancellation

Nill - 5% (according to Bank/NBFC)

Stamp Duty Charges

As per the Value of the Property and State Tax

Legal Fees

As per actual

Penal Charges

Usually 2% per month

EMI / Cheque Bounce Charges

Approx 500/-

FAQ'S

Q1. How lengthy does it take to approve a domestic mortgage?

Typically between 2 to five working days, depending on documentation.

Q2. Can I practice collectively for a domestic loan?

Yes, making use of with a co-applicant improves eligibility and offers tax advantages.

Q3. Can I get a domestic mortgage without income proof?

It’s mandatory to show profits evidence to make certain repayment ability.

Q4. What is the most tenure for a domestic loan?

You can pick a domestic loan tenure of as much as 30 years.

Home Loan Eligibility Criteria

Before you follow, ensure you meet these fundamental home loan eligibility necessities:

Category Salaried Self-Employed Age 23 – 60 years 25 – sixty five years Income ₹25,000/ month (min) ₹three Lakhs/year (min) Work Stability 1 yr in cutting-edge job 3 years in business Credit Score 700+seven hundred+

A precise credit history increases your probabilities of approval.

Features of Our Home Loans ​

✔️ Loan Amount: Up to ₹10 Crores

✔️ Interest Rate: Starting from eight.50% p.A.

✔️ Tenure: Up to 30 years

✔️ Processing Time: Within 72 hours

✔️ Pre-Approved Offers Available

Enjoy a continuing revel in with 0 hidden fees and 100% transparency.

EMI Calculator for Home Loan​

We offer flexible EMI options so you in no way experience the pinch.

  • Choose tenure: 1 to 5 years
  • Pay in clean month-to-month installments
  • No prepayment penalty
  • Pay early and keep on interest

EMI Calculator

Monthly EMI:0

Total Interest:0

Total Payment:0

Documents Required for Home Loan

Here are the not unusual documents for domestic loan approval:

  • KYC Documents: PAN, Aadhaar, Passport, and many others.
  • Income Proof
  • Salaried: Salary slips, Form 16, financial institution statements
  • Self-hired: ITR, Balance Sheet, P&L statements
  • Property Papers: Agreement, title deed, and authorized plans

The technique is completely virtual and secure to your comfort.

Q1. How lengthy does it take to approve a domestic mortgage?

Typically between 2 to five working days, depending on documentation.

Q2. Can I practice collectively for a domestic loan?

Yes, making use of with a co-applicant improves eligibility and offers tax advantages.

Q3. Can I get a domestic mortgage without income proof?

You can pick a domestic loan tenure of as much as 30 years.

Q4. Can I practice collectively for a domestic loan?

Yes, making use of with a co-applicant improves eligibility and offers tax advantages.

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